What is the break-even period for the MG Windsor (38kWh) over the Maruti Swift Petrol?

The MG Windsor (38kWh) costs ₹12.0 lakh vs ₹5.2 lakh for the Maruti Swift Petrol — a difference of ₹6,81,000. At 40 km/day usage, the lower running costs typically recover this premium in 3–6 years.

How much does the MG Windsor (38kWh) cost to charge?

A full charge for the MG Windsor (38kWh) (38 kWh battery) costs ₹247 at ₹6.5/kWh home charging. At 40 km/day the monthly electricity bill addition is roughly ₹1,200.

What is the maintenance cost difference between the MG Windsor (38kWh) and Maruti Swift Petrol?

The MG Windsor (38kWh) has an estimated annual maintenance cost of ₹7,500, compared to ₹14,000 for the Maruti Swift Petrol. That is a yearly saving of ₹6,500 — EVs have no engine oil, spark plugs, or timing belt to replace.

Does the comparison include government subsidies?

Our default calculator does not include subsidies, giving you a conservative estimate. If you are eligible for FAME-II subsidies or your state EV policy, the actual EV purchase price and break-even period will be even better. Subtract your subsidy amount from the EV price above to see the updated figures.

Four-Wheeler Comparison

MG Windsor (38kWh) vs Maruti Swift Petrol

Spacious 5-seater family EV SUV vs popular entry-level petrol hatchback.

MG Windsor (38kWh)₹12.0L

Maruti Swift Petrol₹5.2L

Yearly Saving

₹54K

5-Year Saving

₹2.7L

Break-even

12.7 years

CO₂ Saved/yr

-0.44 tonnes

Quick Comparison Table

Side-by-side cost breakdown based on 40 km/day, ₹103/litre petrol, ₹6.5/kWh electricity.

Metric

Maruti Swift Petrol

MG Windsor (38kWh)

Ex-showroom Price

₹5.2L

₹12.0L

Fuel / Efficiency

24 km/l

6.5 km/kWh

Cost per km

₹4.29

₹1

Monthly Fuel Cost (40 km/day)

₹5K

₹1K

Annual Maintenance

₹14K

₹8K

Yearly Running Cost

₹76K

₹22K

5-Year Total Running Cost

₹3.8L

₹1.1L

5-Year Ownership Cost (incl. purchase)

₹9.0L

₹13.1L

CO₂ Emissions/Year

0.0t more

Zero tailpipe

Range (ARAI certified)

400–600 km/tank

332 km/charge

* Costs are estimates based on Indian averages. Actual savings vary by city, driving style, and tariff.

Cumulative Cost Over Time

The chart shows total money spent (purchase + running costs) for each vehicle year by year. Where the lines diverge, that is your cumulative saving.

Yearly Total Saving

₹54K

fuel + maintenance

5-Year Total Saving

₹2.7L

cumulative

EV Premium

₹6.8L

recovered in 12.7 yr

Customise Your Calculation

Preloaded with MG Windsor (38kWh) vs Maruti Swift Petrol defaults. Adjust any slider to match your actual usage.

Daily Distance

km/day

Petrol Price

₹/L

Electricity Price

₹/kWh

Petrol Mileage

km/l

EV Efficiency

km/kWh

Monthly Fuel Saving

₹4K

₹5,150 petrol vs ₹1,200 EV per month

Yearly Saving

₹54K

5-Year Saving

₹2.7L

Break-even

12.7yr

CO₂ Saved/yr

MG Windsor (38kWh) vs Maruti Swift Petrol — FAQs

Common questions about this comparison and EV ownership in India.

Yes. The MG Windsor (38kWh) costs significantly less per km to run. At ₹103/litre petrol and ₹6.5/kWh electricity, the Maruti Swift Petrol costs ₹4.29/km in fuel alone, while the MG Windsor (38kWh) costs ₹1.00/km. Annual fuel savings are typically ₹20,000–50,000 depending on usage.